[Aave Community Passes Proposal: USDS and DAI No Longer Eligible as Collateral, Risk Reserve Rate Increased] Odaily Planet Daily News: Aave DAO has voted to approve a proposal to reduce the loan-to-value (LTV) ratio of USDS and DAI to 0% across all Aave V3 deployments and increase the risk reserve rate (RF) to 25%. The proposal argues that the current yield structure of USDS has narrowed and its issuance mechanism carries certain asymmetric risks, making it unsuitable as a collateral asset. In response, MakerDAO founder Rune stated that there are still misunderstandings in the external perception of the borrowing logic within the Sky ecosystem. He added that as transparency and scalability improve in the future, USDS may still have the opportunity to be reintroduced to the collateral asset list.