
比特傻|Aug 02, 2025 13:39
Latest Practical Tutorial for Real Port Card Application
Recently, many people have been eager to seize opportunities in cryptocurrency stocks, but they have been delayed due to the lack of Hong Kong cards.
Silly brother has been holding the HSBC Red Lion for a few days now.
And before going to Hong Kong, I also did some homework and found that there were many problems with these tutorials, such as blindly following others and plagiarizing each other.
But little is known about the problems encountered during the actual card application process.
Today, silly brother will explain it thoroughly.
Which cards should I apply for?
1. HSBC Red Lion, no explanation provided
2. Zhong'an, friendly to the cryptocurrency industry.
3. Bank of China Hong Kong. Many people will tell you that transferring money between China and Hong Kong through Bank of China is convenient. Completely wrong, they don't even know about cross-border payment channels. Bank of China doesn't have much advantage.
4. Choose one of Ant/Star. Most people don't know why we need to set up Tianxing/Ants. Because withdrawing funds from the backpack does not require any transfer fees for Tianxing/Ant.
5. Why did you choose these four? Because you may not be able to do it for various reasons. Multiple choices are guaranteed.
Which ones can't be processed?
ICBC Asia (average experience, multiple fee items)
Yonglong Investment Promotion: Management fees are difficult to avoid
Take a chance, like flying. For special needs, there's no need to do it:
Citibank (free management fee, capital verification of 500000 yuan);
Standard Chartered (deposit of 10000, management fee can be reduced by 0 after 6 months, capital verification of 1.5 million);
Hang Seng (management fees can be reduced by 0 in 6 months)
Preparation of materials before applying for a card:
ID
Hong Kong, Macau and Taiwan Travel Permit (group visa, can be obtained by oneself)
Mobile roaming preparation in advance
Download the bank app in advance
Bring your UnionPay card and credit card for easy withdrawal and consumption
driver's license
Address proof (screenshots of water and gas bills, credit card statements, rental contracts)
Proof of income: (continuous salary statements for 3-6 months, personal income tax app records)
Proof of Mainland Investment in Stocks (China Merchants Securities Record, Yu'ebao Certificate)
Pre exchanged HKD 15000 in cash
Clear the small white label (when passing through the Hong Kong gate, it will print when pressing the fingerprint)
The above materials are all for the offline application of Bank of China Hong Kong
The other three cards can be applied for online with the following documents:
Hong Kong and Macao pass;
ID
Clearance receipt
Mobile roaming+NFT function
How to get to Hong Kong?
Someone said to take a bus
Some people say to take the subway
Someone said taking a plane
Silly brother told you that the best way is to take the high-speed rail directly to West Kowloon Station in Hong Kong.
Because high-speed rail is convenient for entry, fast, and time-saving
West Kowloon Station is located in the bustling city center of Hong Kong, with many stops
After completing the process, you can still shop
Card application itinerary:
1. First, go to Futian Station in Shenzhen. One night in advance, the Hong Kong and Macau travel permits are endorsed, and self-service endorsement machines are everywhere in Shenzhen. This step, if done in other cities, is a hassle. It's easy in Shenzhen.
2. The next day, take a taxi to Futian Station. Buy tickets and board the bus. You can also buy tickets directly on site, with many tickets available at any time.
3. Take high-speed rail to West Kowloon. Collect the clearance receipt.
4. At West Kowloon High Speed Rail Station, be sure to find Exit F.
Sha Ge asked several people at the high-speed railway station but didn't know how to get there, and Hong Kong people are relatively indifferent to passersby asking for directions.
F mouth is very difficult to find, almost impossible to find by looking at the signs on your own. Because we need to find image guides on Xiaohongshu in advance.
5. There is HSBC's West Kowloon branch near Exit F.
6. Connect to HSBC's WiFi and handle HSBC, Zhong'an, Bank of China, and Tianxing/Ant on site.
7. Many tutorials ask you to go to Starbucks to surf the internet.
Don't go to Starbucks, big hole
Buying a cup of coffee can only have WiFi for 30 minutes
8. Bank of China can also go to nearby offline branches.
9. If you have more time, go stroll around the nearby Temple Street
10. Directly return to Futian via high-speed rail from West Kowloon;
Online applications from various banks:
Direct Little Red Book Tutorial
However, none of the tutorials are the latest
Because the banking system can be upgraded at any time
So, when filling out the information, maintain a principle:
Make the bank think they can take advantage of you, but not too exaggeratedly
Don't be afraid when encountering a bank system upgrade, silly brother recovered within 5 hours after encountering it.
Also, be sure to bring a phone with NFC functionality that is user-friendly.
Otherwise, some of them are troublesome for you.
Hong Kong Travel:
With his silly personality traits, he will definitely go play after finishing things
Where are the taxis in Hong Kong? It's easy to make mistakes
Directly taking the subway is cheap and fast, and you can swipe your card through the mini program
Sha Ge is going shopping in the Causeway Bay area, looking for Chen Haonan, and eating Michelin
Note that speaking Mandarin is not a problem, silly brother did not encounter any problems throughout the entire process
There are some delicious small shops, cash only
So you need to bring cash
Additionally, you need to prepare a power bank yourself
Silly brother couldn't find a mobile power bank or anyone to help him because his phone ran out of battery
I almost didn't return to Shenzhen in the end
Guess how I solved it in the end?
be careful:
Don't trust a suit agent
They use various tactics, almost all of which are aimed at selling insurance with extremely high rebates.
Silly brother hopes he writes clearly enough
There are still questions, please ask silly guys in the comment section
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