Binance's products do have many design flaws. Because of the WLI investigation, I contacted Binance yesterday to ask what to do about the USD1 collapse. Binance's unified account encouraged users to use USD1 to earn interest, but their response was vague and bureaucratic, unwilling to take responsibility. They claimed it was due to pressure from Chuanzi (Binance's founder) to push USD1. Now that Chuanzi has lost power, they don't know what to do and are leaving users to figure it out themselves.