- 1990: "Save in the bank. 8% interest." - 2000: "Save in stocks. Banks pay too little." - 2010: "Save in index funds. Stocks are too risky to pick." - 2020: "Save in anything. Cash is trash." - 2024: "Actually, savings accounts are back! 4%!" - You: "Inflation?" - Government: "5%." - You: "So the advice went in a circle and I still lose." - Government: "The journey matters more than the returns."(Bitcoin for Freedom)