Looking home, I didn't expect my friends to be so interested in the content of this tweet. In fact, this is also my almost real operating plan now. Let me answer the questions of my friends: The essence of trading is to make a profit, so my first consideration is how much money this 100 dollar universal can help me earn, which is a major direction. So the biggest one for me is a large life insurance calculated based on 10 times the return, with a premium of $1 million and a coverage of $10 million. But because I can borrow, it's equivalent to me using $380000 leverage to leverage a profit of $10 million, roughly calculated as 26 times leverage. Because it is a Swiss franc loan with a very low interest rate, currently only 1%, the annual net interest is only about $6000. I think I still have the ability to earn it. A friend asked what to do if the Swiss franc explodes? This is a good question. Because I don't repay the principal, in fact, compared to my final income of 10 million US dollars, even if the Swiss franc continues to rise in exchange rate with the US dollar for a long time, the actual assets I gain are still more than nine times, so I don't have to worry at all. 2. Why do we still need to work on dual currency even though we have already made options? Because it is a public operation plan, I think the operation plan I am sharing should be usable by all users. However, options are indeed a bit difficult for many users, but dual currency is much simpler. Although it will give some profits to the exchange, it is indeed more convenient and suitable for users without any option basis. And I have been testing the operation of dual currency myself, which is quite good, so I think if my friends don't know how to use options, it's good to use dual currency. Why is there a dual currency system with options? Options are what I have kept almost the least amount of cash for, mainly because it's too troublesome to buy a low price for dual currency forwards, such as $80000 now. But if I want to buy a put option with a maturity of $60000, it will take more than two months, and dual currency is even more troublesome. It's very difficult to find the right time and price, so if you really want to buy at a very low price, then use options. The minimum guarantee of this plan is large life insurance, and the remaining guarantee can earn decent living expenses on the premise of paying interest. If there is a chance, one can also buy Bitcoin: native at a low price. In addition, there is a cash reserve of $100000 to provide emergency and simple interest. At a 3.5% interest rate, $100000 is equivalent to $66 in interest income per week, which is nearly 2000 RMB per month. Combined with a short-term US Treasury bond of $100000, the net interest income for one month is approximately 5000 RMB. A $220000 Bitcoin dual coin+option can achieve an annualized minimum of 10%, and can also earn 12000 RMB per month. There is also arbitrage of capital rates, which adds up to a monthly income of about 30000 RMB, and can basically cover normal life. And from the 10th year onwards, Big Life Insurance can retrieve 5% of the principal .. Overall, I don't think it's a problem to allocate $1 million as the family's "insurance" asset. And it is almost executed in this way as well. @Gate Crypto、 US stocks, Hong Kong stocks, South Korean stocks, gold CFD、 Predicting one-stop trading in the market