Recently, friends in the group have been asking the same old question again: If $U is just sitting idle in the account, is there a way to earn stable returns? Honestly, I’ve never had a great answer to this. Want returns that are both stable and high? Most of the time, that’s a paradox. But over the past couple of days, I’ve been flipping through the institutional rToken manual from @Bitget_zh, specifically the section on rSTRC. I think it’s worth checking out. First, let’s talk about what it is: rSTRC is the tokenized version of Strategy STRC preferred shares. Its liquidation face value is $100, but the current market price is around $75, meaning it’s trading at about a 25% discount. Each token pays a fixed $12 dividend annually. Based on a $75 entry cost, the static dividend yield is just over 15%. So far, it’s just a regular high-yield asset. But what makes it truly stable is the structural layer behind it. Within the unified account, rSTRC can be staked to borrow USDT, which can then be used to buy more rSTRC, enabling a cycle of leveraged positions. The key here is that dividends are calculated based on your entire nominal position, while interest is only charged on the portion you borrow. You’re earning based on the big number, but paying based on the small number. This asymmetry is where the leverage really amplifies returns—it’s not just a simple interest rate spread multiplied by leverage. Here’s an example with 3x leverage: Principal: $10,000 Total position: $30,000 Borrowed amount: $20,000 You earn dividends on the full $30,000 position, but only pay interest on the $20,000 borrowed. Assuming a USDT borrowing cost of 3%, the net annual profit is close to $4,000. Pure dividend net APR is roughly 39.9%, and this figure doesn’t assume any price changes—it’s purely based on dividends. Structurally, this is one of the more modelable setups I’ve seen recently. But it’s not risk-free, nor is it suitable for everyone. Dividend rates, borrowing rates, and other figures are subject to real-time changes—refer to the latest data on the product page. Manual: https://www.(bitget.com)/blog/articles/bitget-institutional-cross-asset-collateral-playbook For more details, check out @GracyBitget’s tweet