According to a report by McKinsey and Artemis Analytics, stablecoins settled approximately $35 trillion on-chain last year, but only about 1% was related to real-world payments. The report estimates that the actual payment-related stablecoin transaction volume was around $380 billion, mainly including B2B settlements ($226 billion), cross-border payroll and remittances ($90 billion), and capital market settlements ($8 billion). The study highlights that most stablecoin transactions still come from crypto trading, internal transfers, or protocol-level operations, with real payments accounting for less than 0.02% of the global payment market, which exceeds $200 trillion. (CoinDesk) https://www.(wublock123.com)/index.php?m=content&c=index&a=show&catid=6&id=55593