Lista mentioned a while ago that they were making improvements to their product, and today they released an announcement about the Lending 2.0 update. Took a closer look, and it’s actually pretty interesting—it lets you earn a bit more yield seamlessly while managing collateralized loans. The principle isn’t hard to understand. Normally, when we do collateralized lending, the collateral doesn’t generate much extra yield beyond the basic interest rate. With this update, Lista allows your collateral to automatically convert into LP tokens (like silsBNB & BNB, SolvBTC & BTC), so you can earn higher dex APY. If you’re a whale or planning to borrow long-term, Lista is really trying hard to help you save money. The first batch of pools that support this feature includes four options, allowing you to borrow USD1 and BNB through silsBNB & BNB and BTCB & SolvBTC. More pairs will likely be added in the future. That said, with all the recent turbulence in DeFi, honestly, I care more about security than higher yields. So if I were to try this new product, I’d only dare to test the silsBNB & BNB pool, since it’s @lista_dao’s own pool and the risk of depegging is relatively low. Anyway, @lista_dao is now one of the core lending infrastructures on Bnbchain, and their continued innovation is definitely worth some praise.