Teacher Lang @ LanngCrypto, after careful consideration, the most important thing in financial management is never how high the annualized yield is, but whether the principal is still there or not Many trusts and funds are hyped up with annualized returns of 10% or 15%, but when the tide recedes and the principal is gone, there's no need to talk about financial management Why do I trust Binance more? To be honest, Binance's interest rates may not be the highest in the industry, but security is definitely the industry ceiling 🔶 As of now: Holding $31 billion USDT/USDC, accounting for 59% of all centralized exchange stablecoin reserves By 2025, the cumulative net inflow will reach 335 billion US dollars, ranking first in the world 60% of the total reserves of the top 20 global exchanges BTC's average deposit volume and net inflow of stablecoins have consistently dominated the charts Under the leadership of CZ and Yijie, Binance has become the security anchor of the entire industry 🧩 My financial portfolio (practical+sustainable): 🔶 one ️⃣ Low risk stable zone (50%) USDT flexible wealth management: daily interest calculation, annualized about 2%, suitable for users with large funds and a pursuit of security; Binance Alpha Points Airdrop: Collecting 1000~2000 airdrop profits for free every month 🔶 two ️⃣ Medium risk growth zone (30%) Launchpool: Buy BNB to automatically participate in new coin mining, zero cost for coin withdrawal Hodler Airdrop/Megadrop: As long as you hold BNB, the airdrop will be directly credited to your account 👉 Tip: BNB can be flexible or regular, and Binance will automatically recognize the eligibility for registration activities 🔶 three ️⃣ Strategic Advancement Zone: Dual Coin Investment (20%) Selected BTC/ETH, annualized at 30%~80%, suitable for experienced users for short-term scrolling operations; ⚠️ The risk is not about losing money, but about getting unwanted coins after exercising. We call it "wrong coin+wrong price" ✅ My playing style: Roll only 5-10% of the position (approximately $150000) Only focus on selling coins and settling with stablecoins Control risks and increase overall annualization by 1-1.5% 🟡 Tip for SOL holders (P young players): If you have a large amount of SOL in your wallet but don't know where to put it, you can directly pledge SOL on Binance to obtain bnSOL, with a current annualized yield of about 6.9%. It's much better than lying on the chain, at least the money is working It's not just about high interest rates that it's called financial management. The strongest way for retail investors to counterattack is to allow assets to cross cycles and stabilize compound interest