Moonpay has launched a non-custodial software layer that allows AI agents to manage wallets and execute onchain transactions autonomously.

On February 24, 2026, Moonpay unveiled Moonpay Agents, a developer-focused tool built on the Moonpay CLI (Command Line Interface). The platform addresses a critical gap in the “agent economy” by providing artificial intelligence (AI) systems with the infrastructure needed to hold value and transact without human intervention. Once a user completes a one-time KYC verification and funds a wallet, their AI agent can programmatically trade, swap assets, and move funds across various blockchains.

The suite supports the entire financial lifecycle, from fiat on-ramping via bank transfers, Apple Pay, or Venmo, to off-ramping back to traditional currency. Notably, the system is compatible with x402, the machine-to-machine payment standard, enabling bots to pay other bots for services seamlessly.

“AI agents can reason, but they cannot act economically without capital infrastructure. Moonpay is the bridge between AI and money,” says Ivan Soto-Wright, CEO and Founder of Moonpay.

🧭 FAQs

• How does an AI agent gain access to funds? Users generate a non-custodial wallet via the Moonpay CLI and fund it using Moonpay’s global fiat-to- crypto on-ramps.

• What specific actions can these agents perform? Agents can execute cross-chain swaps, manage recurring buys, perform risk analysis, and off-ramp funds back to USD, EUR, or GBP.

• Is the wallet custodial or non-custodial? The infrastructure is strictly non-custodial; private keys are stored on the user’s own device, ensuring the user retains full control.

• Does the AI need to pass its own KYC? No. The human user completes the KYC verification once, granting the agent permission to operate within that verified framework.

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