AI Agents Gain Built-In Wallets Through Coinbase Developer Platform

The new product, announced Feb. 11, 2026, introduces what Coinbase describes as the first wallet system purpose-built for AI agents rather than human users. Agentic Wallets aim to enable agents to spend, earn, and trade without requiring manual approvals for each transaction.

According to the launch document, AI agents today can recommend actions but cannot independently execute transactions that involve funds. Agentic Wallets are intended to remove that limitation by equipping agents with programmable financial capabilities.

The infrastructure includes built-in “agent skills,” which abstract onchain functions such as authenticate, fund, send, trade, and earn into plug-and-play modules. Developers can integrate these capabilities without building transaction logic from scratch.

At the core of the system is the x402 protocol, a payments standard designed for machine-to-machine transactions. Coinbase states the protocol has processed more than 50 million transactions and supports automated API payments and programmatic access to digital resources.

Agentic Wallets also offer gasless trading on Base, allowing agents to operate continuously without being halted by insufficient network fees. The setup process can be completed in under two minutes through a command-line interface.

Security controls are embedded in the design. Programmable guardrails include session caps, transaction limits and enclave isolation, with private keys maintained within Coinbase infrastructure. The system also incorporates Know Your Transaction screening and compliance monitoring via the Coinbase Developer Platform portal.

The company outlined several use cases, including autonomous DeFi management across EVM chains and Solana, machine-to-machine commerce, automated API payments and agents that monetize generated content. The framework is structured to support non-custodial wallets secured within Trusted Execution Environments while providing enterprise-grade monitoring and controls.

The development arrives as Openclaw, previously known as Moltbot and Clawdbot, has captured widespread attention over the past week, with excitement around AI agents climbing sharply. In addition, during the Super Bowl, ai.com aired a commercial inviting viewers to register for its agentic platform. The domain cost, Kris Marszalek, the CEO of Crypto.com, $70 million in crypto to secure the acquisition.

As demand for agents and bots accelerates, Coinbase is positioning itself to streamline agentic payments.

FAQ ❓

• What are Agentic Wallets?
  Agentic Wallets are wallet infrastructure built specifically to allow AI agents to hold and manage crypto assets autonomously.
• What is the x402 protocol?
  The x402 protocol is a machine-to-machine payments standard integrated into Agentic Wallets for automated transactions.
• Which blockchains are supported?
  The system works across EVM-compatible chains and Solana, with gasless trading available on Base.
• How does security work?
  Programmable guardrails, transaction caps, enclave isolation and compliance screening are built into the infrastructure.

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