Most ordinary people actually don't know that in web2, doing charity can actually be profitable.

Because in the tax system, donations are equivalent to legal tax deductions, which can directly reduce the individual income tax or corporate tax you have to pay.

Let me give you an example provided by a netizen—

For instance, if your monthly income is 30,000 and you donate 7,560, with the individual income tax threshold being 5,000.

Without donating: (30,000 - 5,000) × 25% - 1,005 = 5,245

After donating: (30,000 - 5,000 - 7,560) × 25% - 1,005 = 3,355

This means that by donating 7,560, you can pay 1,890 less in taxes.

But here’s the problem: charitable organizations do not need to submit the full 7,560; they only need to pay about 12% of it, which is 7,560 × 12% = 907.2.

As long as the actual donations they receive exceed this amount, for example, if you really donate 1,500, they are willing to issue you a receipt for 7,560.

Calculating this way, you pay 1,890 less in taxes, actually spend 1,500, which means you still profit 390.

If you increase the amount a bit more, find a professional accounting firm in between, and cooperate with the charitable organization willing to issue more receipts, the tax refund space can be further expanded.

In this way, you spend money on charity, reduce taxes, and might even make a small profit, while the charitable organization also receives the money, making everyone happy in the entire chain.

This is what is called a "virtual donation": taking the money that should be paid to taxes and using it for charity.

Therefore, in the eyes of some people, charity is not pure charity, but a tax tool, a way to gain face without spending too much money.

But at least they really sent the money to the charitable organization; although they exploited a loophole, the money did go out, and at least it might really flow to the beneficiaries.

The shameful act is another type—fraudulent donations, where they don't want to spend money but only want to gain a reputation.

It's one thing for a scammer to deceive people, but using others' life-and-death struggles as a business is the most disgraceful.

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