Wirex announced on November 18, 2025 that, in partnership with the Stellar Development Foundation, it has gone live with dual‑stablecoin settlement using USDC and EURC on the Stellar blockchain, integrated directly with Visa to settle card transactions onchain for more than seven million users across 130 countries. The principal‑member integration lets Wirex settle with Visa in stablecoins without relying on traditional bank intermediaries, moving settlement closer to real time.

The onchain settlement model reduces fees, accelerates processing, offers 24/7 availability, and increases traceability of USD and EUR flows on Stellar while preserving the user experience of existing Wirex cards; Wirex says no user action is required and availability follows regional and Visa network rules. The feature is powered by Wirex Pay’s stablecoin infrastructure and aims to scale cross‑border and merchant use cases as part of broader onchain payment rollouts.

Read More: Wirex to Launch Cardano Card Global Payments Solution

• Which Wirex users can benefit from USDC and EURC Stellar settlement? — Over seven million Wirex customers across 130 countries have access where supported by local rules.
• How does Stellar‑based settlement change transaction timing for cardholders? — Onchain settlement shortens processing time toward near‑real‑time compared with multi‑day fiat cycles.
• What stablecoins are used for Visa settlement via Wirex? — Wirex uses USDC and EURC on the Stellar blockchain for dual‑currency settlement.
• Do users need to change anything to use the new settlement system? — No; cardholders continue using their Wirex cards as before while settlement occurs onchain.

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