Misunderstandings about the affordability of cryptocurrency investing continue to deter many potential participants from entering the market. A widespread belief persists that buying bitcoin or ethereum demands substantial capital, limiting accessibility for small investors. Addressing this misconception, Coinbase (Nasdaq: COIN) chief executive officer Brian Armstrong stated on social media platform X on Oct. 19 that newcomers can begin investing with modest amounts and still engage meaningfully in the crypto economy.

Armstrong explained the misconception directly:

A common misconception is that crypto is too expensive for new people. You don’t need to buy a full bitcoin or ETH to get started. You can start buying and holding crypto with a few dollars. It’s never too late.

His statement underscores his long-standing push to make crypto more approachable for everyday investors by emphasizing fractional ownership and education. By dispelling myths about cost barriers, Armstrong continues to advocate for broader inclusion in digital finance.

Market observers view Armstrong’s comments as a reflection of crypto’s inherent divisibility—an attribute that differentiates it from traditional assets like equities. Since cryptocurrencies can be purchased in fractions, investors with limited funds can participate in markets once dominated by institutional players.

Supporters argue that this feature democratizes finance and promotes long-term adoption, while critics caution that accessibility should be paired with financial literacy to manage risks effectively. Proponents counter that platforms like Coinbase provide transparency and resources that help retail investors navigate the volatility of the digital asset landscape.

• Can you invest in crypto with just a few dollars?
  Yes, crypto assets like bitcoin and ethereum can be bought in fractions, making it possible to start investing with minimal capital.
• Why is fractional ownership important for crypto investors?
  Fractional ownership allows broader participation by enabling small investors to access high-value digital assets.
• Is Coinbase helping to make crypto more accessible?
  Yes, Coinbase provides tools and education that lower barriers for retail investors entering the crypto market.
• Does accessibility increase financial risk in crypto?
  While easier access invites more users, experts say financial literacy is key to managing the volatility of digital assets.

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