Ripple is extending its role in global finance through a renewed collaboration with Thunes, a Singapore-based payments infrastructure provider. Thunes announced on Sept. 2, 2025, that it is expanding its partnership with Ripple to transform international transactions by improving payout efficiency, widening currency availability, and simplifying money movement across borders. The companies first established their relationship in 2020, and this expansion responds to increasing demand for digital financial services worldwide.

The integration of Ripple’s blockchain-powered payments platform with Thunes’s Direct Global Network is designed to make cross-border transfers more efficient. Ripple’s institutional clients will gain enhanced withdrawal capabilities in additional markets, while Thunes continues to prioritize dependable “last-mile” delivery in regions with limited banking infrastructure. In its announcement, Thunes stated:

The partnership will enhance the reach and efficiency of its network, providing businesses and end users with fast, secure, and accessible financial services. Thunes is also utilizing Ripple Payments to enhance its Smartx Treasury System.

The Smartx Treasury System is Thunes’ liquidity and treasury management platform designed to streamline cross-border payments. It provides real-time or locked FX rates, AI-driven liquidity forecasting, automated currency conversions, and 24/7 access to funds, including stablecoins, enabling faster, transparent, and cost-efficient global settlements for institutions and businesses. This system operates on Thunes’ proprietary Direct Global Network, which enables payments in real-time across more than 130 countries and over 80 currencies. The network connects directly to more than 7 billion mobile wallets and bank accounts worldwide, along with 15 billion cards through more than 320 payment methods, including Gcash, M-Pesa, Airtel, MTN, Orange, Jazzcash, Easypaisa, Alipay, and Wechat Pay.

Ripple reported that its global payments infrastructure now spans over 90 markets, representing more than 90% of daily foreign exchange flows and processing over $70 billion in volume. Thunes emphasized that this expanded reach will help businesses and financial institutions address demand for faster, more transparent, and secure money movement. While some observers remain cautious about blockchain’s scalability and regulatory scrutiny, proponents argue that collaborations such as this demonstrate the technology’s ability to reduce costs, accelerate settlements, and expand financial access in underserved regions.

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