It’s true—looking at the data, it’s clear that many retail investors don’t know how to buy into AI or are worried about a pullback after buying. So, they end up choosing to buy indices, and the more the market dips, the more they buy. This is because the U.S. stock market, especially the S&P 500, has historically gone up over the long term. So, while institutional investors are exiting and retail investors are buying the dip, it might seem contradictory, but both strategies make sense. Institutions aim to earn more stable returns, while retail investors are essentially betting on the growth of the U.S. economy. The chart shows the annual growth of the S&P 500. Buying an index like the S&P 500 is essentially a bet on the U.S. economy. Whether it’s IT, real estate, banking, or AI—anything that explodes in growth will drive the index higher. While it might not deliver the massive gains of individual stocks, it can still generate solid returns.