[Saylor Proposes $10-30 Billion Digital Lending Plan] According to a report by Jinse Finance on November 15th, Crypto Briefing reported that Strategy Executive Chairman Michael Saylor proposed during the Q3 earnings call that the company could create $10-30 billion in "digital lending" financing capacity based on its existing balance sheet, without issuing new common stock or requiring further Bitcoin price increases; the $30 billion figure is the upper limit of the capacity, not a near-term fundraising target. CEO Phong Le stated that the main way to increase Bitcoin holdings in the future will be through issuing preferred securities, especially perpetual preferred shares (STRCs). These securities have no fixed maturity date, no voting rights, fixed dividends, and are paid in priority over common stock. STRCs are designed to offer double-digit returns. As of October 25, 2026, Strategy held 848,517 BTC, a 26% increase year-over-year; its USD assets totaled approximately $5.07 billion, enough to cover preferred stock dividends and debt interest for about 3.4 years; its third-quarter net profit was $19.53 billion, primarily from $20.91 billion in digital asset gains; and it currently holds $16 billion in notional digital credit securities across 10 listed instruments. The company divides its capital into three tiers: digital capital (Bitcoin), digital equity (common stock), and digital credit (preferred instruments), and reduces its reliance on ATM issuances and convertible bonds.