律动BlockBeats
律动BlockBeats|11月 13, 2026 15:05
[OpenAI Launches ChatGPT Wallet: AI Agent Can Shop on Your Behalf, But Every Payment Requires User Confirmation] Beating AI News: OpenAI has launched ChatGPT Wallet, allowing its "dots" AI agent to shop on behalf of users with user authorization. This feature is initially available to ChatGPT Pro subscribers aged 18 and older in the US. OpenAI has partnered with American Express, Mastercard, and Visa to launch this feature, and cardholders can still enjoy their existing credit card rewards and spending protections. Eligible users only need to enter their bank card information once for the AI agent to find products, but each payment still requires user confirmation after security verification. OpenAI states that the AI agent will not access the user's actual card information; the payment network will provide a dedicated payment token for each transaction, containing a card number, security code, and expiration date that is only valid for that transaction. OpenAI states that ChatGPT Wallet will not take a commission from transactions in the initial launch phase; the current focus is on building partnerships with merchants and payment networks. This follows OpenAI's revamp of its product search and comparison features in March, further extending the shopping process to the payment stage. As of the end of the third quarter, ChatGPT had over 1.2 billion weekly active users and nearly 100 million paying users. Merchants' attitudes towards AI-powered agents for purchasing services remain divided. United Airlines will block agents from accessing its booking system, and Amazon does not allow agents to place orders on its platform. OpenAI released tools and guidelines for merchants along with the announcement to help them check if their websites have inadvertently blocked OpenAI agents.
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