[New York Fed: US Household Loan Delinquency Rate Rises Slightly, Mortgage Delinquency Rate Hits New High Since 2018] According to Jinse Finance, on November 11th, the New York Federal Reserve released its third-quarter household debt and credit report, showing that the proportion of loans delinquent by at least 30 days rose to 5%, up from 4.7% in the second quarter; total household debt increased by 1.8% quarter-on-quarter, reaching $19.1 trillion. Among these, the proportion of mortgage loans delinquent by more than 90 days rose to 1.13%, the highest level since the first quarter of 2018, and home equity credit lines increased by $23 billion, the largest increase since 2005. The proportion of new delinquent auto loans also increased, while the rate of student loan delinquency slowed, and credit card delinquency improved. The New York Fed stated that although the mortgage delinquency rate has increased, overall credit quality remains robust.