In a bear market, you have to stick with well-funded exchanges; otherwise, if something goes wrong, you won't be able to escape. I checked Huobi HTX's latest Merkle Tree reserve proof for November, taken at midnight on November 1st. BTC 102%, ETH 101%, TRX 107%, SOL 105%, and stablecoins combined 105%, all above 100%. Based on current prices, user assets are estimated at $5.6 billion, while the platform actually holds about $5.9 billion. The nearly $300 million difference is excess reserves. With Sun Ge (@justinsuntron) around, I'm confident!