[Binance to Adjust FIL and HBAR Collateralization Ratios] According to an official announcement, Binance will update the collateralization ratios for FIL and HBAR in Cross Margin, Unified Account, and Unified Account Pro on November 13, 2026 at 06:00 (UTC). The collateralization ratio for Cross Margin borrowing and transfers will be increased from 50% to 60%; in Unified Account Pro, the tiered collateralization ratios for FIL and HBAR will also be adjusted accordingly.