深潮TechFlow
深潮TechFlow|11月 09, 2026 10:15
[Arch Acquires Mortgage Platform Horizon, Enabling Crypto Assets as Collateral for Home Purchases] According to a November 5th announcement on Arch Network's official X account, the Bitcoin ecosystem protocol Arch has acquired the US housing finance platform Horizon. The transaction amount was not disclosed. Horizon offers Home Equity Credit Lines (HELOCs) and helps homebuyers complete transactions using crypto assets as collateral, allowing them to pay down payments or purchase prices without first selling their Bitcoin. Arch Prime is Arch's on-chain bank account for users, allowing them to hold native Bitcoin, earn yields, borrow and trade asset portfolios within the same account. After integration, the account can also be used to support home purchases or access home equity. According to Horizon's official website, its products convert home equity into Bitcoin exposure, emphasizing no monthly payments, retention of homeownership, no time limit, and no income threshold. Both parties stated that this addresses the pain point for crypto holders who must sell their cryptocurrency before buying a house: selling cryptocurrency triggers tax liabilities and forfeits future gains; keeping the cryptocurrency in the account as collateral allows them to maintain asset exposure while purchasing a property. Arch Prime indicated it will integrate Horizon's lending services into its account system, but specific launch dates and participating regions have not yet been announced.
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