[Deutsche Bank and Ant Digital Technologies Jointly Release White Paper Exploring AI Agent Financial Payments] BlockBeats reported on November 9th that Deutsche Bank and Ant Digital Technologies jointly released a white paper titled "Agentic Payments in Wholesale Finance," exploring the application potential of AI agents in institutional fund management, cross-border payments, and trade finance, as well as corresponding governance and risk control frameworks. The white paper points out that AI agents can autonomously predict liquidity gaps, assess fund allocation and foreign exchange transaction plans, coordinate cross-border payment paths, process trade finance documents, identify data discrepancies, and generate payment instructions. These applications are expected to improve the automation and operational efficiency of complex business operations in financial institutions. Regarding risk control, the white paper advocates for a "bounded agentic execution" model, rather than granting AI unlimited autonomy, and proposes a reference architecture consisting of three layers: intent and orchestration, control and authorization, and settlement execution. Core safeguards include clearly defined and revocable permission boundaries, verifiable agent identities, and a Know Your Agent (KYA) verification mechanism. The white paper also cites Ant Financial's agent platform, Anvita Flow, as a real-world application case. [Original Link]