吴说区块链
吴说区块链|Nov 06, 2026 08:16
According to Digital Asset, Mastercard has been granted two US patents, one for crypto asset transaction preprocessing and the other for privacy-preserving transactions. The first technology analyzes the on-chain history of both parties before the actual transfer, simulating changes in the user's wallet risk score after the transaction, helping to identify potential money laundering and illicit fund-related risks. The second technology, by limiting the visibility of transaction information and having a central authorization system verify balances and approve transactions, protects transaction privacy while preventing double-spending. The two patents correspond to US patent numbers US12784054B2 and US12784039B2, respectively. It is currently unconfirmed whether they have been applied to existing Mastercard products. https://www.(wublock123.com)/news/mastercard-crypto-asset-trading-patents-aml-risk-prediction-71469
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