@openinterest_hq's discussion on why PayPal opened up stablecoin development permissions clearly demonstrates their thinking. M0 @m0's @0xjayzero essentially boils down to one logic: Without opening up, PYUSD will forever remain a closed asset; by empowering developers through PYUSDx, it becomes an open platform. The biggest fear for traditional giants is ending up like a single-player game. An ecosystem can only thrive if they're willing to let others build it. In the blockchain space, usability is the true value; even the biggest brand is useless if you can't use it.