Recently, there has been much criticism of the decentralized risks of BTC/ETH. However, centralized banks are not perfect either, and they also have centralized risks: "The Central Bank of Paraguay dissolved the country's largest bank—Ueno Bank (with the most customers). 65% of adult Paraguayans had accounts at that bank. Millions woke up today unable to access their accounts, unable to make payments, etc. Tens of thousands of companies suffered the same fate." Crypto and traditional finance each have their advantages and disadvantages, complementing each other; neither is perfect.