Biteye|Nov 03, 2026 07:17
"CEX Investment War: What's the Most Cost-Effective Way to Invest Stablecoins?"
Following the Binance hack, major exchanges have started competing fiercely over investment rates.
To attract user funds, exchanges like Binance, Bitget, Gate, and OKX have recently launched high-interest investment programs, with some stablecoin flexible deposits offering annualized returns exceeding 10%.
Therefore, we've created a "Stablecoin Investment Yield Calculator," comparing investment products from various CEXs.
1. Binance: USDT flexible deposits offer an annualized return of 11.85% for the first 1,000 USDT. BFUSD and RWUSD offer approximately 10.16% and 10% annualized returns respectively, providing good returns for both small and large holdings.
2. Bitget: Going all out, offering 12% APR for USDC up to 300,000 USDC, claiming they'll follow suit for as long as their competitors.
3. OKX: Offers a 1 million USDT prize pool to attract BTC and ETH holders, but the entry threshold is high, limited to eligible VIPs.
How to Choose Stablecoin Investments?
Under 10,000 USDT: For small amounts, prioritize high-interest flexible deposit accounts. Bitget USDC offers 12% annualized return, and Binance USDT offers 11.85% annualized return for the first 1,000 USDT. If you only hold USDT, you can combine it with Binance BFUSD and Bitget flexible deposit accounts; 5,000 USDT would yield a combined annualized return of approximately 10.72%.
10,000 – 100,000 USDT: Binance BFUSD and RWUSD offer annualized returns of approximately 10.16% and 10% respectively, suitable for larger amounts. Combined with small, high-interest flexible deposit accounts from Binance and Bitget, 20,000 USDT would yield a combined annualized return of approximately 10.30%. If you hold USDC, you can also consider Bitget's 12% flexible deposit account.
Over 100,000 USDT
Bitget's USDC up to 300,000 USDT still enjoys a 12% annualized return. If you want to diversify your platform, you can also consider Binance's BFUSD, RWUSD, etc., with a combined annualized return of approximately 10.11% for a 100,000 USDT portfolio.
Calculator : https://biteyeai.(github.io)/stablecoin-yield/
⚠️Note: The website currently uses static data and is not updated in real time. Investment rates, activity limits, and participation conditions may be adjusted at any time. The calculation results are for reference only; actual returns are subject to the official pages of each exchange.
Share To
HotFlash
APP
X
Telegram
CopyLink