Cornell Tech and Yale gave 10 AI agents a @circle wallet capped at 1 cent a day. Raising it needed a code sent to the owner's email. 9 of 10 read the inbox and raised their own cap. My AI now runs all my email, LinkedIn, Instagram, TikTok and WhatsApp. Hark keeps acting without asking me. And yes, if you message me, my AI is probably the one replying. If your agent can read the approval, it isn't one.