The past two years have been turbulent, especially with multiple theft cases. Binance must have considered contingency plans and warned other companies in the industry that hackers' techniques and methods are constantly evolving, so caution is essential for fund security. I recall Coinbase mentioning in its financial report that they have commercial crime insurance covering some theft and hacking losses. I wonder if Binance has similar insurance; such insurance should be more widely adopted in the cryptocurrency sector. Also, I was initially hesitant to convert some of my bitcoin:native and ethereum:native tokens into IBIT and ETHB, but now I think it's the right thing to do, and I might even increase the amount.