[SoFi Reports Q3 Net Revenue of $1.385 Billion, Up 44% YoY; Raises Full-Year Guidance and Issues 2027 Outlook for the First Time] According to Jinse Finance, on October 27th, SoFi Technologies (NASDAQ: SOFI) released its Q3 results ending September 30, 2026: net revenue of $1.385 billion, a 44% year-over-year increase; net income of $241 million, a 73% year-over-year increase; adjusted net revenue of $1.371 billion; adjusted EBITDA of $470 million, a 70% year-over-year increase, with a profit margin of 34%. Membership increased by 35% year-over-year to 17.1 million, and the number of products increased by 44% to 26.7 million. The company added 1.2 million new members and 2.2 million new products in the quarter, both record highs. Loan originations reached $16.9 billion, a record high. The company considers this quarter its 12th consecutive profitable quarter and its 20th consecutive quarter meeting the "Rule of 40," scoring 79. In terms of guidance, the adjusted net revenue for 2026 was revised upward to $5.04 billion (a year-on-year increase of 40%), adjusted EBITDA of $1.66 billion, net income of $840 million, and earnings per share of $0.61. At the same time, the outlook for 2027 was given for the first time: adjusted net revenue of approximately $6.4 billion, adjusted EBITDA of $2.24 billion, net income of $1.28 billion, and earnings per share of $0.90.