[SoFi Reports Q3 Net Profit of $241 Million, Up 73% Year-over-Year; Raises 2026 Guidance and Releases 2027 Outlook for the First Time] According to DeepFlow TechFlow, on October 27th, SoFi Technologies (NASDAQ: SOFI) released its Q3 2026 financial report. The company's GAAP net revenue reached $1.385 billion, a 44% year-over-year increase; net profit was $241 million, a 73% year-over-year increase; diluted earnings per share were $0.18. Adjusted EBITDA was $470 million, a 70% year-over-year increase, with a profit margin of 34%. Membership increased to 17.1 million, a 35% year-over-year increase, with 1.2 million new members added in the quarter; the number of products reached 26.7 million, a 44% year-over-year increase. Quarterly loan originations reached $16.9 billion, a 71% year-over-year increase, including $12.6 billion in personal loans, $2.9 billion in student loans, and $1.4 billion in housing loans. Total deposits at the end of the quarter were $51.3 billion, an increase of $5.8 billion from the previous quarter. The company raised its adjusted net revenue guidance for 2026 to approximately $5.04 billion, adjusted EBITDA guidance to approximately $1.66 billion, adjusted net income to approximately $840 million, and adjusted earnings per share to approximately $0.61. The company also issued its first-ever 2027 outlook: adjusted net revenue of approximately $6.4 billion, adjusted EBITDA of approximately $2.24 billion, adjusted net income of approximately $1.28 billion, and adjusted earnings per share of approximately $0.90.