Ripple, sued by the SEC for nearly 5 years, now has its own federal bank? That's right, the National Trust Bank. December 2020: SEC sues Ripple August 2025: Appeal withdrawn, $125 million fine settled December 2025: OCC conditions approval Latest: OCC grants final approval In short, the defendant from back then is now managing reserves for RLUSD. Will XRP take off as a result? Other key points today are shown in the chart. XRP Crypto Daily Briefing