[RLUSD Earn Program Phase 4: Enjoy Up to 3.75% RLUSD APY and a 1.3 Million XRP Prize Pool] TechFlow News, October 20 — Bybit has announced the launch of the RLUSD Earn Program Phase 4, continuing its dual-token reward plan in collaboration with Ripple. During the event, users only need to hold RLUSD in their Bybit accounts to automatically receive dual rewards in RLUSD and XRP daily, with no staking or locking required. This phase offers a base annualized yield of up to 3.75% on RLUSD, along with an additional prize pool of 1.3 million XRP. XRP rewards are distributed using a tiered multiplier mechanism—the longer the holding period, the higher the annualized multiplier, up to a maximum of 2.0x. Additionally, the RLUSD/USDT spot trading pair continues to enjoy zero trading fees. The event runs from October 19, 2026, to November 18, 2026 (UTC). Users who complete Level 1 identity verification and hold at least 1 RLUSD are eligible to participate. Rewards will be automatically distributed to funding accounts daily at around 6:00 AM (UTC). For more details, users can visit the announcement or the RLUSD Earn Program page.