Aave recently made a significant move by partnering with Anchorage to offer institutional custody lending. Whether this can bring incremental market growth will be key to determining the outcome of the second half of the lending race. This service operates off-chain, with on-chain accounting handled by Chainlink, which mints a certificate token called CoCT to represent custody balances. Institutions use this CoCT as collateral to borrow stablecoins from Aave V4's isolated markets. Liquidation is managed off-chain by Anchorage. So, this service must be placed in isolated markets. Additionally, Aave is also working on stock token lending. Let’s see if these moves can translate into TVL growth and decide whether it’s worth buying back in.