[Stablecoin Payment Network Payy Launches 'Appealable Refund' Finality Feature] The privacy-focused stablecoin payment network Payy has announced the launch of its stablecoin payment infrastructure, Finality, introducing a credit card-like 'appealable chargeback' feature. When initiating stablecoin payments, users can set a short-term 'recourse window,' during which funds are instantly credited to the recipient, with liquidity providers assuming the responsibility for guarantees during the window period. In cases of fraud, misdirected transfers, or commercial disputes, the payer can submit reasons and evidence for review by a neutral arbitration party. Once approved, funds can be recovered without reversing the original on-chain transaction. Payy stated that it is actively inviting payment service providers, liquidity providers, and arbitrators to join the network.