深潮TechFlow|Sep 11, 2026 02:20
[Canadian Financial Institutions Regulatory Authority: Tokenized Deposits Have the Same Legal Nature as Traditional Deposits]
Deep Tide TechFlow reports, on September 11, that according to a statement released by the Office of the Superintendent of Financial Institutions (OSFI) in Canada on September 10, 2026, OSFI clarified its stance of technological neutrality, stating that tokenized and other digital deposits are legally indistinguishable from traditional deposits. The underlying technology of financial products or services does not determine their legal nature. OSFI requires financial institutions to ensure that innovative activities (including activities executed by third parties) comply with relevant laws and regulations and adhere to guidelines such as B-13 Technology and Cyber Risk Management and B-10 Third-Party Risk Management. Before launching any new product or service, financial institutions must communicate with OSFI supervisors in advance and seek legal advice when necessary.
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