Stablecoins are getting into the 'earn while you use' game too. OKX launches RLUSD rewards: From July 21 to August 20, the first 2,000 RLUSD in the main account can enjoy a 10% APR. After the event, regular users can expect an annualized return of 3.5%, while VIPs can go up to 4.1%. Rewards are distributed every 7 days, with options to receive them in RLUSD or XRP. The entry barrier is low—just hold at least 1 RLUSD in your account and activate rewards to participate. The more practical part? While earning rewards, RLUSD can still be used as collateral for flexible borrowing or as margin for contracts. No need to lock up your funds just to earn interest. For products like this, the competition in the future won’t just be about the annualized return—it’ll also be about whether your funds can still be put to use.