🎥Watch: Coinbase CEO on why your bank account pays you nothing Armstrong says banks force you to choose between a checking account that earns zero or a savings account you can't spend from so "they get a larger net interest margin spread." He says stablecoins remove that split, "you can use it as a payment instrument, for trading, and in DeFi" "Why can't you just have one pool of money where if you want to spend it you can spend it, and if you want to earn yield you can earn a fair rate?"(Coin Bureau)