Why is it difficult for ordinary people in society to make big money? The answer is: trap Brothers, what is the first step to becoming rich? It is primitive accumulation. But in modern society, there are too many things that interfere with you completing primitive accumulation. In the modern economic system, there are countless traps waiting for ordinary people to become mediocre. Firstly, the difference in worldview and information is caused by one's background. Students born in small towns have been restricted by their own families for their entire lives. When he was in college, his family asked him to save money, so he didn't dare to pursue hobbies. After graduation, his family asked him to give back, making it difficult for him to achieve his original accumulation. He doesn't have a house, and one-third of his income is deducted from monthly rent. He is too tired to rest, too afraid to take risks when he sees opportunities, and even exhausted from work. How could he become rich suddenly? This intangible cost prevents him from completing the original accumulation. I once played a business game with the goal of becoming the richest person. Under simple difficulty, your money won't decrease, you just need to keep investing to clear the level. Then I switched to the difficult mode, saying it was difficult, but in fact, it was simulating a real-life situation. Firstly, at the beginning of each month, you need to allocate half of your income to rent a house and pay for living expenses. Occasionally, unexpected situations such as illness, car accidents, or company closures may result in deductions. Your investment has a 30% failure rate, and once it fails, deductions will be made proportionally. At the same time, prices are still rising at around 2% per year, and the cost of living continues to increase. Every ten to twenty years, during a financial crisis, assets are halved. Also, the older you get, the lower your income. You will die at the age of 70 and the game will fail. I have reopened 30 times, but I haven't cleared it, it's too difficult. Finally, I found a way to clear the customs. At the beginning (at the age of 20), I started borrowing and invested all my money in high-risk products. If I failed, I immediately reopened. Only when I succeeded did I make stable investments and snowball. That's how I barely cleared the level. Of course, reality is harder than games because there are several traps waiting for you in reality. Secondly, there are various capitalist nipple pleasures. Modern society is constantly producing various dopamine products, high sugar biscuit drinks, cool and exciting games, and thrilling movies and animations. These things constantly bring you happiness, in contrast, reading and learning are really boring. Many people earn money for the sake of pleasure, and as soon as they make money, they immediately pick up their cars, change their bags, and buy watches. Many people just have a few hundred thousand yuan in their hands and think about picking up their cars. Without capital to invest, how can you become rich? Still the same problem, various forms of consumerism prevent you from completing primitive accumulation. 3. Various information gaps lead to scams. As long as it is a society under the modern monetary system, there will be various scams, and any country is no exception. Even if you try hard not to consume and complete the first step of primitive accumulation, you will still be deceived due to insufficient information. In the past two decades, due to rapid economic development, many post-70s and post-80s individuals have actually completed the primitive accumulation of capital, with programmers from large companies holding tens of thousands or even millions of dollars. But why haven't they become wealthy? It's still a problem of poor information. They use money to invest in the capital market, but they lack financial knowledge and only know which one to chase after when it rises. As a result, by the time they enter, their valuation is already too high and they are treated like leeks. They use money to buy P2P products, thinking they have stable returns, but they don't even consider whether these returns are sustainable, and become leeks again. They used the money to invest in a startup project, but ended up encountering a group of To VC members who specialize in packaging themselves. They boasted about their business models one by one, and as soon as the money went in, sorry, it went to waste Finally, there is a brief golden time. How long can you become a millionaire? I think in only about 15 years, between the age of 22 and 35 after graduation, you must complete the primitive accumulation, business model exploration, and network accumulation. Once you pass the age of 35, anyone's energy and thinking ability will plummet, and you have lost the opportunity to start from scratch. There are many variety shows featuring wealthy individuals turning around at rock bottom, making them assume they have lost all their money and become wealthy again. Almost all the protagonists of these variety shows have emphasized one point: my physical strength is not enough, it's too tiring. If I were 20 years old, maybe it could be better... Although those wealthy individuals have already figured out the patterns of social operation and capital appreciation, they don't have enough spare energy So investing in BTC/Nasdaq/gold is a shortcut for young people to change their fate against the odds.