Recently, the limit of Nasdaq 100 related QDII funds has significantly tightened: Previously, some channels opened up a "two day ten thousand" limit, but today the subscription has been directly stopped, indicating a high enthusiasm for the influx of market funds. Alipay Na's family practice idea of designated investment At present, I have opened the Alipay account of the whole family (including that of my wife and parents), with the total amount controlled at about 3000 yuan per month, and set a long-term cycle of more than 10 years, taking this part as a necessary expense in the family's daily expenses. In the case of a domestic social security benchmark of about 2000 yuan, this type of targeted investment is actually equivalent to paying an additional "15 years of social security" for oneself and one's family in disguise, forming a good balance between the two. At the same time, I have also set up an independent fixed investment account for my children, hoping that when they turn 18, it can be used as a starting deposit for their future development. At present, in addition to Alipay and other traditional designated investment, I still recommend that you can choose to invest in QQ in stable currency if you are big. Compared to domestic fixed investment, it would be more suitable for us web3 users! one ️⃣ External (traditional public fund) fixed investment Advantages: Compliance and regularity, direct operation of RMB, suitable for small-scale long-term fixed investment. Disadvantages: Easy purchase limit, tracking error and management fee, and time limit for redemption application. two ️⃣ Regular Investment within the Circle (Coin Circle) - Buy QQ directly on Binance Advantages: No limit, flexible transactions, low fees, and close tracking. Disadvantages: High threshold, not suitable for most ordinary people. Whether you choose Alipay QDII or Yenan QQ, fixed investment is the key to long-term success. Family oriented, long-term, and daily operations can make investment a stable habit, especially suitable for friends with children and medium - to long-term family planning.