Recently, due to serious football betting, there has been a high risk control on bank cards (similar to withdrawals) How to avoid and solve bank risk control Bank card risk control mostly focuses on the following points [x] Every day, dozens of people from all over the country transfer money to you, and once you receive it, you transfer another amount. (Payment card triggers decentralized transfer, centralized transfer risk control) [x] You received a large remittance, which was transferred to dozens of people from different regions across the country within a few minutes. (Payment card triggers centralized transfer, decentralized transfer risk control) [x] You are afraid of freezing, so send a red envelope to test your card before each payment. (Risk control testing for small amounts before triggering large transactions) [x] Recharge for online gambling and purchase virtual currency. (There is a risk of involvement in the other party's account, and you have been given a reverse warning) [x] Three days after receiving unidentified funds and judicial suspension of payment (Bank High Risk List) [x] The authorized authorities have information about 5 cards under your name on the investigation platform. (Listed on the high-risk list of banks) [x] Frequent large cash withdrawals (such as evening withdrawals) [x] Frequent fast in and fast out. ..... All of the above behaviors can trigger bank card risk control and lead to direct non counter transactions, because bank staff do not have time to provide ink, so they directly give you risk control and suspend non counter business. So one day, you find that card transactions cannot be made, and you are at a loss. When you search on Baidu and Zhihu, all you see are bringing transaction records to the bank to lift the risk control. Can I explain clearly that the bank will still provide me with risk control? Here are some solutions (there are quite a few, I suggest seeing them again when you encounter them, haha) The purpose of the non cabinet is to control your risk. As long as you can provide normal reasons, eliminate your suspicion, and make the bank staff believe that you are a good person with a legitimate job, a good citizen with net assets, and believe that you are not doing bad things, then the risk control will naturally be lifted. How to solve it? You need to prepare your materials. The materials include an explanation of the situation (most importantly), you go and tell them once, they won't remember, and if you change the staff, you have to say it again. The most efficient way is through documentation. You need to have a formal job (own enterprise, individual business, etc.), home address, and identity information. Make others believe that you are a good person, and you need to explain your financial situation clearly and reasonably. Don't lie. They have ten thousand ways to verify your true financial situation, and I used to tell them directly about cryptocurrency trading. Is it illegal to speculate on currency? It's not illegal, take a look carefully. And when you receive a call from the bank, you get scared. Will you be caught? You are timid and seem like someone who does bad things. Bank tellers judge whether you are a wealthy or normal person based on your temperament and assets. So in many cases, if you are timid and have little or a lot of funds in your card, when you go to lift the risk control, the bank staff will not handle withdrawals and other transactions for you. They will say things like the head office is in charge of the general manager to evade you, and impatiently tell you to go to the anti fraud center for stamping. A bank is a commercial institution and does not have the authority to freeze your bank card or prevent you from withdrawing money. This can result in a bug, a huge bug, where bank staff have no right to view your transaction information without your authorization. The balance and current transaction details in the customer's card are at a privacy level and cannot be viewed by anyone alone. To view them, authorization from higher-level personnel is required. So, when your card is abnormal, it must be an abnormal transaction, and the bank staff directly gave you risk control without conducting due diligence. This program is incorrect, this is the first bug. Why did he dare to give you risk control? Because he secretly checked your profile, which is the second violation and the second bug. The meaning here should be necessary, also known as due diligence. If he directly controls you without due diligence, it is also a violation. So, when he wants to deceive you and cause chaos, you have to fight back. How do you fight back? You need to first obtain evidence that he privately reviewed your transaction records, such as when he conducted due diligence and asked you about a certain amount of money, which can prove that he privately checked your transaction records. But experienced bank staff will tell you this: you come to the bank to make a statement and see if there are any abnormalities. This is their cracking method. You enter the password and print the statement yourself, which is your authorization. So you need to use your wits and courage. I don't know what's wrong with my own flow. Tell me where my flow is abnormal. If he brings out the flow list and asks you to explain it, then he's illegal. Sometimes the bank president or risk control manager of a branch is very incompetent. They may ignore you and directly ask you to go to the anti fraud center to stamp your name. Many people don't understand and foolishly go to the anti fraud center, only to find that the entrance cannot be reached. The anti fraud center does not accept private business, which is like the bank playing the ball on you. The process of stamping by the Anti Fraud Center is as follows: You ask the bank to issue a "Fraud Risk Account Review Form", which is issued by the bank and must be given to you, but it will not be given to you. Instead, the bank will communicate with the anti fraud staff to send it to the Anti Fraud Center in a public to public form or bring you home for delivery. The bank staff took the form and took you to Uncle's anti fraud center. Uncle checked your records, made a note, and after investigating whether you had any illegal or criminal behavior, made a suggestion to lift the control or not, signed and stamped it. By holding this stamped and approved 'Fraud Risk Account Review Form', the bank can lift the control for you. Therefore, if the non counter is only due to abnormal bank card transactions or if the frozen card has already been unfrozen, the bank can easily lift it for you. What is a frozen document number? How do I get it? After communicating with me one-on-one, many friends asked him to go to the bank to get a frozen document number, but surprisingly couldn't get it!!! Come get it again when you encounter it