[Bank of Korea Advances Deposit Token Commercialization, Raising Concerns in the Banking Industry] According to a report by *Daily Economic News*, the Bank of Korea (central bank) is advancing its deposit token project with a clear goal of full commercialization, rather than limiting it to the pilot stage. The Korean banking industry has expressed concerns, pointing out that subsequent phases—such as supporting peer-to-peer transfers and expanding application scenarios—would require processes equivalent to launching entirely new business operations. They have requested adjustments to the implementation timeline. According to a document submitted by the Korea Federation of Banks to the office of People Power Party lawmaker Lee Heon-seung, the central bank and commercial banks are planning to conduct follow-up tests to lay the groundwork for the formal introduction and widespread application of deposit tokens, aiming to achieve uninterrupted and continuous operation.