律动BlockBeats|Jun 15, 2026 10:12
[Details of the AI Alipay "Treasure Plan" declassified: the first interface+screen reading dual track system transfer applet]
According to the monitoring of Richard Beating, the AI revision of Alipay's internal code name "Treasure Plan" is currently led by Li Jun, president of Alipay Business Group. According to the details disclosed by LatePost later, as the highest level of confidentiality project of Ant Group, the new version is expected to be launched soon and will undergo rapid iteration twice a month after its release. In order to serve the existing 1 billion user chassis and achieve zero migration costs, the new version is designed to use the one button switch mode of vacating the cage and changing the bird. That is, after users open it, the original Alipay is still the default, but they can access the new dialogue driven interface and set it as the first choice. In terms of technological integration, the new version adopts a dual track system, which on the one hand promotes merchants to transform their services into MCP interfaces that can be directly called by AI, and on the other hand, under user authorization, compatibility with unmodified mini programs is achieved through screen reading operations to complete the service loop of long tasks. Alipay also plans to launch an AI open platform after its launch, and promote cross terminal interconnection with different terminals such as mobile phones, car phones, smart glasses, etc. In terms of strategic evolution, the redesign project has undergone significant route adjustments. At the beginning of its establishment in the second half of 2023, the project team chose to develop independent native AI applications to avoid the complexity of overlapping original business, and released Zhi Xiaobao in September 2024. However, the effect of independent application was not as expected, while the number of daily active users of agents in Alipay was stable at millions. Due to the high cost of acquiring and migrating independent applications, as well as limited computing power development resources, the team made a directional change in March 2025, abandoning the independent application solution and officially initiating an internal transformation project in December of the same year, gradually implementing the "cage for bird" plan. [Original link]
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