[Visa and Mastercard in Talks with Stripe and Coinbase to Form Stablecoin Alliance] According to a report by Fortune, Visa and Mastercard are in discussions with Stripe and Coinbase to form a stablecoin alliance and launch a stablecoin platform. If the plan materializes, it could reshape the current stablecoin market, which is dominated by USDT and USDC and exceeds $300 billion in scale. The alliance is expected to accelerate the adoption of stablecoins in retail payment scenarios. Leveraging the extensive merchant networks of Visa, Mastercard, and Stripe, the new platform could drive merchants to adopt the alliance's internal stablecoin and provide participants with new revenue streams, such as interest from reserve funds. However, the plan is still in the early discussion stage, and no formal agreement has been reached yet.