Yesterday, I was talking about the fiat24 credit card linked to the bg wallet in my US stock community. From what I can see, most people have no clue how to use a Web3 wallet. They don’t understand the difference between a bg wallet and a bn wallet, why the bn wallet pops up when a signature is needed, why wallets are different from each other, why you need to transfer 10 USDT to activate it, or why that 10 USDT has to be converted to USD for activation. There are countless steps that confuse users, and the retention rate is probably less than 0.1%. How are people even supposed to use this? You guys in the crypto industry have been working on Web3 software wallets for 10 years, and they’re still like this. It just shows that software wallets in the past were made just to issue tokens—nothing more. Otherwise, we wouldn’t see stories like MetaMask losing market share and OKX Web3 Wallet rising. It all comes down to the original intent. On the other hand, hardware wallet companies like Keystone and OneKey have been improving the user experience because their founders hold so much BTC themselves. They need a secure tool to store their own money.