FED SEES MODEST RISE IN BANK LOAN DELINQUENCIES The Federal Reserve System reported a modest increase in U.S. loan delinquencies across consumer, commercial, and residential real estate categories in 2025, while overall loan growth remained steady. Despite the uptick, banks remain well-capitalized and the banking system is considered stable. The Fed also flagged risks in private credit markets following several nonbank defaults. Auto and credit card delinquencies rose in the second half of 2025 but ended the year below 2024 levels.(*Walter Bloomberg)