The Vietnamese Ministry of Finance just did something big, thumbs up! Vietnam revised the 'Law on Supporting Small and Medium Enterprises,' allowing digital assets and virtual assets to be directly used as collateral for bank loans. In plain terms: You can pledge your BTC to the bank and borrow Vietnamese Dong to open a pho shop. 70% of people in Vietnam don’t have a bank account, but almost everyone has a smartphone. This means tens of millions of Vietnamese people might experience financial services for the first time—not through a bank, but through the USDT in their wallets.