Brothers, wake up! The bond market is already sounding the alarm, and most people are still in the dark Imagine this: you finally see that housing prices are stabilizing, loan interest rates are decreasing, and life seems to be taking a breath of relief. 80 days ago, everything was completely disrupted. A geopolitical conflict has pushed the finally eased inflation and yield back to a cliff. Today, the yield of the 30-year treasury bond bond officially reached 5.19%. This is the highest level since July 2007! This is about to be the real pressure that falls on every ordinary person. Mortgage loans, daily living costs, your wallet... all will suffer along with it. How quickly and ruthlessly did this come about? Before the Iran conflict, the 10-year yield finally dropped to 3.92%. In just 80 days, it surged by 75 basis points! The market originally thought that war was a short-term pain, and the Strait of Hormuz quickly recovered. What about reality? Now the strait is basically closed, and the oil price of $100+/barrel has been going on for nearly two months, directly killing back inflation. Too fast, so fast that many people haven't realized yet, their mortgage and consumption are already increasing in price. Inflation is resurging, much like in the 1970s. The PPI in the United States has risen to 6.0%, CPI 3.8%， All are new highs since 2023. Since the war: aviation fuel+58%, gasoline+52%, fertilizer+20%... These costs will all be transmitted to supermarket bills, travel, and even the food you eat. Historical scene reappears: After the first inflation was suppressed, the second oil price shock disrupted everything. We are currently walking on a similar path. The most heart wrenching thing is that you think inflation is a distant thing, but in fact it has quietly crawled into your wallet. The debt owed by the government also adds insult to injury. In the first six months of this year, the US budget deficit was already $1.2 trillion (the third worst in history). The total debt has reached a new high of 39 trillion US dollars, and new bonds are being issued every day to fill the hole. The bond market has been flooded, and investors are demanding higher yields to compensate for risks. The result is that long-term interest rates remain high, and the economy seems to be running with increasingly heavy burdens. The most direct pain point for ordinary people has arrived. The 30-year fixed mortgage interest rate is already 6.68% (less than 6% before the war), and it may soon break through 7%! At the beginning of the year, people were expecting the Federal Reserve to cut interest rates four times in 2026. What about now? The probability of a rate hike has skyrocketed to 36%, and the next move is likely to be a rate hike. Last year, Trump also suspended tariffs on the bond market, and now the 10-year yield has exceeded the high point at that time... The intervention window is rapidly closing. One sentence: Borrowing money has become more expensive, making it harder to buy a house, start a business, and consume. The 'American Dream' of many families is slowly being squeezed by high interest rates. Now either you become the owner of the assets, or you are slowly being harvested by inflation and interest rates. There are no intermediate options.