From the initial trade matching to asset custody, then to wealth management, lending, leverage, payments, and asset management, Binance's core positioning has long surpassed being just a cryptocurrency exchange—it's evolving into a 'super financial app.' The current market is uncertain, with supply and demand shifting and bulls and bears battling near critical points. Personally, aside from a small dip-buy in February and my weekly dollar-cost averaging, the rest of my funds are still parked in Binance's wealth management for steady growth. Right now, the only product with decent returns is USD1. Before May 15, as long as you hold USD1 in any account (spot, funding, leverage, or USD-margined futures), you can share $3.75 million worth of WLFI every week, credited directly to your spot account on Fridays. I’ve placed mine in USD-margined futures and leverage accounts. You don’t need to open trades to enjoy a 1.2x reward boost. Based on actual testing: the annualized return for the first phase was about 7.15%. For the second phase, due to WLFI’s price drop, selling it resulted in an annualized return of about 5.39%. The average for both phases is around 6%. This return is still significantly higher than OKX’s USDG (annualized 4.1%) and Kraken Earn USDT/USDC (annualized 4%). Of course, I also have funds in OKX’s wealth management, but as for Kraken, I wouldn’t put too much there. As an ordinary investor, it’s not really about chasing those extra percentage points—it’s mainly about peace of mind. Binance, as the largest exchange in the universe, gives you confidence that if anything goes wrong, you can find someone to take responsibility. The key is maintaining flexibility. If the market suddenly shifts, you can immediately convert your funds into purchasing power. If you’re buying dual-currency wealth management products (I’ve bought some too), the biggest issue is that your funds are locked until maturity, so I only buy ultra-short-term ones. Crypto asset wealth management is entering the mainstream financial landscape. In the past, everyone competed on who could offer higher returns, but now it’s about who can provide users with a more stable balance between returns, liquidity, security, and accessibility.