深潮TechFlow|5月 01, 2026 04:31
[Multiple Digital Banks in Hong Kong Announce Results: Ping An Digital Bank Deposits Exceed HK$12.5 Billion, WeLab Narrows Losses]
According to Deep Tide TechFlow, on May 1, as reported by HK01, several digital banks in Hong Kong have successively announced their full-year 2025 results. Overall, they are gradually moving away from the early-stage cash-burning expansion model, showing a trend of sustained narrowing losses, accelerated revenue growth, and a shift in competition from 'customer acquisition' to 'profitability.' Among them:
- WeLab Bank's post-tax loss for 2025 narrowed to HK$59.95 million, with adjusted post-tax loss significantly reduced from HK$238 million in 2024 to HK$47.059 million.
- Ping An Digital Bank's post-tax loss narrowed to HK$274 million, while net interest income grew 62% year-on-year to over HK$224 million. Total assets increased 135% year-on-year to HK$12.38 billion, and total customer deposits surpassed HK$12.5 billion by the end of March this year.
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